​What is an FHA Loan?

The Federal Housing Administration (FHA) insures qualified loans provided by Stanford Capital to promote home ownership for those with:

• Low- or moderate-income.

• Limited savings.

FHA loan limits vary by county, with larger loan amounts allowed in areas with higher housing costs.  Contact a Stanford Capital home mortgage consultant to see about FHA loan limits in your area.

FHA loan features include:

• Low down payment requirements.

• Flexible income, debt, and credit requirements to help borrowers qualify.

• Down payment and closing costs that may be funded by a gift.

• A variety of fixed-rate and adjustable-rate loan options.

FHA loan features include:

• Low down payment requirements.

• Flexible income, debt, and credit requirements to help borrowers qualify.

• Down payment and closing costs that may be funded by a gift.

• A variety of fixed-rate and adjustable-rate loan options.